What Can I Do To Raise My Credit Limit?

Pay all of your bills on time, every time. A 30-day late payment can pull credit scores down by 60 to 110 points. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards.

Check your credit report at least once a year. You can find out how to challenge bad information on your credit report through us. Never charge more than 30% of the available balance on any of your credit cards. Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out. If you are carrying high balances on your credit cards, then make paying them down below 30% a priority.